1. Provider
lsuminda.com is operated by lsuminda.com LLC, 24 Saksahanskoho Street, Office 12, Kyiv, 01033, Ukraine, EDRPOU 91903739, contact@lsuminda.com, +380 634 278 1355, published before orders are accepted per Law of Ukraine "On Electronic Commerce" No. 675-VIII of 3 September 2015.
2. Accounts
Using the site or buying a course means you accept these terms. Keep your details accurate and your password secure; accounts are personal and not transferable.
3. Courses and price
Courses are digital services. Price, scope, access period and performance terms appear on the course page before payment. Progress depends on your work; no score or pass result is guaranteed.
4. Refunds
Cancel before access for a full refund; afterwards refunds follow Law of Ukraine "On Consumer Protection" No. 1023-XII of 12 May 1991 and the course page. Complaints may go to the consumer-protection authority or a court.
5. Auto-renewal
Paid plans renew for the same period at the purchase price unless cancelled before renewal; we email a reminder first. Cancel in your account or by email; access runs to the period end.
6. Acceptable use
No cheating, exams for others, impersonation, answer sharing, scraping or claims of NMT administrator affiliation. Advertising follows Law of Ukraine "On Advertising" No. 270/96-VR of 3 July 1996 and promises no official status.
7. Intellectual property
Practice materials, questions and design belong to lsuminda.com LLC or licensors. You get a limited, non-transferable licence for personal study; copying, resale or public distribution is prohibited.
8. Personal data
We process personal data and identifying analytics only with informed consent under Law of Ukraine "On Personal Data Protection" No. 3993-IX of 16 November 2023.
9. Liability
Provided "as is" to the extent the law allows; your statutory consumer rights are unaffected. Ukrainian law governs.